Individual products
Travel
Cim Insurance can travel with you. Our travel Insurance covers unexpected medical and non-medical expenses when you are travelling abroad.
| Sections cover |  |
Maximum Sun Insured Rs. | |
Excess Rs. | |
Description of cover | ||||||
| Travel Assistance | Service Only | No excess | Information | |||||||||
| 1. | Cancellation or Curtailment of journey | 40,000 | 800 | If you have to cancel or cut short your holiday due to illness, bereavement or other circumstances detailed in the policy. |
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| 2. | Medical Expenses | 1,500,000 ( 30,000 EUR) |
800 | 24-hour emergency assistance, search and mountain rescue, direct payment of hospital bills and repatriation when necessary. |
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| Emergency Dental Expenses | 6,000 | Nil | For emergency dental treatment to relieve sudden pain. |
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| Hospital benefit | 25,000 1,000 per day |
800 | Cash Benefit for each 24 hour period that you are in hospital as an inpatient |
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| 3. | Loss of Personal Possessions Single Article Limit) |
30,000 15,000 |
800 |
If your baggage is damaged, stolen, lost or destroyed.
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| (Total Valuables Limit) Business Samples |
15,000 5,000 |
800 800 |
If your business samples are damaged, stolen, lost or destroyed when you are on a business trip. |
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| 4. | Loss of Passport Emergency Purchases |
10,000 5,000 |
Nil Nil |
To replace your passport if it is lost, stolen or destroyed. To replace essential items if your baggage is lost or stolen on your outward journey for more than 8hours. |
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| 5. | Personal Accident Death Loss of sight or Loss of limbs Permanent total disablement |
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Nil | Compensation for loss of limbs, sight, permanent disablement or death following an accident. |
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| 6. | Missed Departure | Rs. 1,000 for first 12hrs limit Rs. 10,000 | Nil | If you do not get to your departure point because public transport does not run to its timetable or the vehicle you are travelling in has an accident or breakdown. |
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| Abandonment | 40,000 | 800 | After a delay of 12hours if you decide to abandon your holiday before you leave your home country. |
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| 7. | Concierge Services | Services only | Nil | Advice and access to a comprehensive range of business and leisure before and during your journey. |
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| 8. | Replacement Employee Cover | Rs. 50,000 for HtlAcc & Transport Cost | Nil | Costs for a business colleague to take over your unfinished work abroad due to your injury, illness or death. |
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| 9. | Personal Liability | Rs. 2,000,000 | 800 | If you accidentally injure someone or damage their propertycover is provided for costs you are legally liable for (this cover does not apply if you are driving a motor vehicle). |